Terms Of Conditions
Welcome to FinLix (Private) Limited and www.finlix.lk
This Terms of Use Agreement (“Agreement”), which may be updated by us from time to time without prior notice to you is a contract between you and FinLix (Private) Limited (“FinLix,” “us,” or “we”), governing your use of our website at www.finlix.lk (the “Website”). By accessing or using our website, you agree to be bound by this Agreement and all of its terms without change. If you do not agree to all of these terms and conditions, do not access the Website or any services or information provided on or through the Website.
Description Of Finlix
The website serves as a platform for accessing Tax and Wealth Management Services provided by certified professionals at FinLix (Private) Limited. It is important to understand that the information offered on www.finlix.lk is intended for informational purposes only and should not be construed as personalized tax or wealth management advice. “Tax advice” and “Wealth Management advice” entail the application and interpretation of laws and financial principles to an individual’s unique circumstances, which is not provided on www.finlix.lk. Therefore, it Is crucial to seek personalized counsel from qualified professionals for your specific financial situation.
Responses provided on www.finlix.lk are solely based on the information and facts provided by users of the website. You agree that www.finlix.lk may include various communications from FinLix, such as service announcements, administrative messages, and newsletters, which are considered part of FinLix membership, and opting out from receiving them is not permitted. Additionally, any new features introduced to enhance the current services provided by FinLix will also be subject to the User Agreement.
Eligibility And Your Obligations
By accessing and utilizing www.finlix.lk, you affirm that you are of legal age of 18 years to enter into a binding agreement and that you are not prohibited from using www.finlix.lk under the laws of Sri Lanka or any other relevant jurisdiction. Furthermore, you agree to:
(a) Provide accurate, current, and complete information about yourself as requested in www.finlix.lk’s registration form (referred to as the “Registration Data”).
(b) Maintain and promptly update the Registration Data to ensure its accuracy, completeness, and currency.
If any information provided by you is found to be inaccurate, incomplete, or not current, or if www.finlix.lk has reasonable grounds to suspect the same, www.finlix.lk reserves the right to suspend or terminate your account and deny you access to www.finlix.lk, either temporarily or permanently.
The safety and privacy of all our users are of utmost concern to www.finlix.lk
User Responsibilities
While FinLix endeavours to maintain the website’s functionality, it assumes no responsibility for the timeliness, deletion, mis-delivery, or failure to store any user communications or personalization settings. You are responsible for ensuring your access to www.finlix.lk, and any associated third-party fees, such as internet service provider or airtime charges, are your responsibility. Moreover, you must provide and are responsible for all equipment necessary to access www.finlix.lk.
Please be aware that the technical processing and transmission of www.finlix.lk, including your interactions and data, may involve transmissions over various networks and require changes to conform and adapt to the technical requirements of connecting networks or devices.
Use of Website
You agree to use the Website solely for personal, non-commercial purposes. We grant you a limited, revocable, non-transferable, and non-exclusive license to access and use the Website for receiving the services and information provided on the Website.
Your eligibility for any specific products or services offered on the Website is subject to our final approval and acceptance.
User/Member Account
There may be sections of the FinLix website that require you to create a user account. You are accountable for maintaining the confidentiality of your account and password, and for controlling access to your device. You agree to bear responsibility for all activities undertaken under your account. Should you become aware of any unauthorized use of your password or account, or any security breach, you agree to promptly notify us. Additionally, you agree to ensure proper closure of your account at the conclusion of each session.
We reserve the right, at our sole discretion, to terminate your password, account, or access to the website, at any time and for any reason, without liability to you or any third party. In the event of termination of your user status, you agree to discontinue the use of the website and any information obtained from it. Furthermore, you agree to delete all copies of your account information, password, and any data obtained from the website.
By providing information through the FinLix website, you agree that such information will be accurate, current, and complete. Inaccurate, outdated, or incomplete information may result in the suspension or termination of your account, and the refusal of any current or future use of the website or its services.
Intellectual Property
All content available on the FinLix website, including, but not limited to, text, graphics, logos, button icons, images, audio clips, trade names, trademarks, service marks, trade dress, digital downloads, data compilations, software, and the compilation of any of the aforementioned elements, is the property of FinLix (Private) Limited and its licensors. This content is protected by Sri Lankan and international patent, copyright, and trademark laws.
The display and availability of content on the FinLix website do not imply or grant any license or other rights in the content to users. Any unauthorized copying, reverse engineering, redistribution, reproduction, publication, or modification of website content by any individual without prior written authorization from FinLix is strictly prohibited. Such actions may constitute a violation of federal or common law, trademark, patent, and copyright laws, and may lead to legal consequences.
Furthermore, the use of content from the FinLix website on any other website or networked computer environment is similarly prohibited without prior written authorization. Requests for permission to reproduce or distribute materials found on the website should be made by contacting FinLix in writing.
Users are strictly prohibited from creating derivative works or materials based on the content of the FinLix website. This prohibition extends to elements such as fonts, icons, link buttons, wallpaper, desktop themes, and unlicensed merchandise, regardless of whether these derivative materials are sold, bartered, or distributed for free.
Confidential Information
You agree not to disclose our Confidential Information to any individual or entity, except as necessary for utilizing the services and information provided on the Website. You shall only use Confidential Information as required in connection with the aforementioned services and information. Furthermore, you commit to exercising the same degree of care in protecting Confidential Information as you would for your own confidential data, ensuring due diligence and care at all times.
Confidential Information encompasses all data or materials that: (i) are accessed from password-protected areas of the Website, or (ii) bear markings such as “Confidential,” “Restricted,” or similar indicators, or are recognized by the parties as confidential, or reasonably understood to be so by an individual exercising sound judgment.
No Unlawful or Prohibited Use
By using this Website, you agree not to engage in any activities that contravene the law or are prohibited by these terms. Any violation of these terms will result in the automatic termination of your permission to use the Website.
Without our prior written consent, you may not employ any computer code, data mining software, automated tools, or manual processes to monitor, copy, or replicate any web pages, data, or content from this Website. Republishing FinLix or other content from this Website on another platform, or using inline or other linking methods to display such content, is strictly prohibited without our authorization. Additionally, you are prohibited from introducing viruses, spyware, or any other malicious code to this Website.
You warrant that you utilize up-to-date virus protection software of standard commercial quality to ensure that the system you utilize for accessing FinLix website remains free from viruses.
Links to Third Party Sites
This Website may include hyperlinks to websites operated by parties other than FinLix or its affiliates. These hyperlinks are provided for your convenience and reference only. FinLix does not have control over these websites and is not responsible for their content. The inclusion of hyperlinks to other websites does not imply endorsement of the material on those websites or association with their operators. Your use of such websites, including any information, materials, products, and services provided on them, is at your own risk.
Please note that our privacy policy applies only when you are on FinLix Website. Once you navigate to another website through a hyperlink, we recommend reviewing that site’s privacy policy before disclosing any personal information.
If we offer our own content on or through third-party sites (via linking, framing, or otherwise), your use or display of that content is subject to this Agreement unless a specific Supplemental Agreement applies to the use or display of that content.
Transactions With Third Parties
Any correspondence, transactions, or engagements in promotions with advertisers or third parties found on or through the Website, including, but not limited to, matters concerning payment, delivery of products or services, and any other terms, conditions, warranties, or representations associated with such transactions, are exclusively between you and the respective third parties. These interactions do not establish any binding obligations on our part.
User Content/Email Discussion Lists, Interactive Areas
We may extend to you the opportunity to provide your ideas, comments, questions, feedback, and other communications to or from the Website (collectively referred to as “User Content”) in various blogs, message boards, chat rooms, emails, and other features of the Website (“User Areas”) that may be intermittently offered and operated either by us or by a third party on our behalf. You shall refrain from (and shall ensure that no third party engages in) utilizing the Website or the information provided through the Website to engage in any unlawful activities (including, without limitation, defamatory, abusive, harassing, stalking, threatening, or otherwise violating the legal rights, such as privacy rights, of others) or immoral activities or any of the following activities, without limitation:
- Disseminating libelous, harmful, vulgar, pornographic, obscene, or otherwise objectionable material
- Containing nudity, violence, or offensive subject matter, or deemed exploitative in any manner
- Promoting racism, prejudice, bigotry, hatred, harassment, or physical harm of any kind against any individual, group, or entity
- Promoting illegal activities or conduct that is abusive, threatening, obscene, defamatory, or libelous; or promoting any criminal activity or enterprise or providing instructional information about illegal activities, such as the creation or acquisition of illegal weapons or violation of someone’s privacy
- Utilizing any computer code, data mining software, “robot,” “bot,” “spider,” “scraper,” or other automatic device, program, algorithm, or methodology having similar processes or functionality, or any manual process, to monitor or copy any of the web pages, data, or content found on the Website or accessed through the Website
- Transmitting information that infringes upon any patent, trademark, trade secret, copyright, or other proprietary rights of any party
- Transmitting any material that contains software viruses, trojan horses, worms, time bombs, cancelbots, or any other computer code, files, or programs that may interrupt, destroy, or limit the functionality of any computer software, hardware, or telecommunications equipment
- Impersonating any individual or entity, or falsely stating or otherwise misrepresenting your affiliation with a person or entity
- Advertising or posting any commercial content
- Interfering with or disrupting the Website’s functionality
- Disrupting the activities or enjoyment of the Website for other users
- Collecting or storing personal data about other users
Furthermore, you agree that all User Content you provide will be pertinent, relevant, and will not include profanity or any other disruptive or disrespectful behaviour. The User Areas are not the appropriate avenue to express individual concerns or specific customer support issues. Such concerns and issues should be directed to the online customer support pages of the Website. You agree to assess and assume all risks associated with the use of User Content, including, without limitation, any risk relating to any reliance on the accuracy, completeness, or usefulness of User Content. We disclaim any responsibility for User Content or for the use of any User Area. You agree to adhere to all applicable local, state, and federal laws and regulations and are solely responsible for all acts or omissions occurring under your account or password, including, without limitation, any User Content you create or upload.
You acknowledge that User Content is not endorsed by FinLix, and such User Content should not be construed as having been reviewed, screened, or approved by FinLix. You should exercise discretion before relying on information contained in User Content.
We reserve the right, in our sole discretion, to remove any User Content from a User Area at any time and for any reason or without reason. FinLix will not be liable to you or any third party for any deletion of any User Content on the Website.
You acknowledge that we may preserve and disclose User Content if required by law or if we believe in good faith that such preservation or disclosure is reasonably necessary to comply with legal process, enforce this Agreement, respond to a claim that User Content violates any third party’s rights, or protect the rights, property, or personal safety of FinLix, any users of the Website, or the public.
You also acknowledge that the technical processing and transmission of the Website, including, without limitation, User Content, may involve transmissions over various networks and changes to conform and adapt to the technical requirements of connecting networks or devices.
International Use and Export and Import Compliance
Given the global reach of the Internet, users of the Website acknowledge and agree to abide by all local regulations pertaining to online behavior and acceptable Content. Utilization of the Website, including the transmission, posting, and uploading of software, technology, and other technical data, may fall under the purview of export and import laws not only of Sri Lanka but also of other nations. Users hereby commit to adhering to all relevant export and import statutes and regulations.
In particular, users affirm and guarantee that they: (a) are not listed as a prohibited party on any government export exclusion lists, nor are they affiliated with governments of countries subject to export restrictions as outlined in applicable export and import laws and regulations; (b) will refrain from transmitting software, technology, and other technical data via the Website to parties or nations restricted from receiving such exports; (c) shall not employ the Website for purposes involving military, nuclear, missile, chemical, or biological weaponry in contravention of the law; and (d) shall not transmit, upload, or post software, technology, or other technical data via the Website in violation of applicable export or import laws.
Indemnity
By utilizing website, you expressly agree to indemnify and defend FinLix and its subsidiaries, affiliates, officers, agents, employees, partners, from and against any and all claims, demands, actions, damages, liabilities, costs, and expenses, including reasonable legal fees, arising out of or related to: (a) any Content you submit, post, transmit, modify, or otherwise make available through the Website; (b) your use of the Website; (c) your connection to the Website; (d) your violation of the User Agreement governing the use of the Website; or (e) your infringement upon any rights of another individual or entity.
General Practices Regarding Use and Storage
Users of the Website acknowledge that FinLix may institute general practices and limitations governing the use of the Website. These practices and limits may include, but are not limited to, the following:
the establishment of a maximum duration for the retention of uploaded Content by FinLix, limitations on the quantity of email messages that can be sent from or received by an account on FinLix, restrictions on the size of email messages that can be sent from or received by an account on FinLix, and constraints on the frequency and duration of accessing FinLix.lk within a specified timeframe.
Users agree that FinLix bears no responsibility or liability for the deletion or failure to store any messages, communications, or other Content maintained or transmitted by FinLix. Users also recognize FinLix’s authority to deactivate accounts that remain inactive for an extended period. Furthermore, users acknowledge that FinLix reserves the right to amend these general practices and limitations periodically.
Notice
FinLix may issue notices to users, including those concerning modifications to the User Agreement, through various means including, but not limited to, email, postal mail, SMS, MMS, WhatsApp messages, text messages, postings on the FinLix platform, or other reasonable methods currently known or developed in the future. It is noted that such notices may not be received if users breach this User Agreement by accessing FinLix in an unauthorized manner. By agreeing to this User Agreement, users acknowledge that they are deemed to have received any and all notices that would have been delivered had they accessed FinLix in an authorized manner.
Trademark Information
Users acknowledge that all trademarks, trade names, service marks, and other logos and brand features of FinLix (“the FinLix Marks”) are the property of FinLix. Users agree not to display or utilize the FinLix Marks in any manner without prior permission from FinLix.
Changes to Website
FinLix reserves the right to enhance, modify, or discontinue the information, services, products, and other materials available on this Website at any time, for any reason or no reason, and without prior notice.
Limitation of Liability
You explicitly acknowledge and agree that FinLix and its subsidiaries, affiliates, officers, employees, agents, partners, and licensors shall not be held liable to you for any punitive, indirect, incidental, special, consequential, or exemplary damages, including but not limited to monetary damages, damages for loss of profits, goodwill, use, data, or other intangible losses (even if FinLix has been informed of the possibility of such damages), arising from: (a) the use or inability to use FinLix; (b) engaging a lawyer or professional based on the information provided on FinLix; (c) the expenses incurred in hiring a lawyer or professional based on the information provided on FinLix; (d) the expenses incurred in procuring goods and services based on the information provided on FinLix; (e) the expenses incurred in procuring substitute goods and services; (f) statements or actions of any lawyer, professional, user, or third party on FinLix; (g) unauthorized access to or alteration of your transmissions or data; or (h) any other issue relating to FinLix.
Notice and Procedure for Making Claims of Copyright or Intellectual Property Infringement
FinLix respects the intellectual property rights of others and requests its users to do the same. FinLix reserves the right, at its discretion, to disable and/or terminate the accounts of users who are deemed to be repeat infringers. If a user believes that their work has been infringed upon in a manner that constitutes copyright infringement or their intellectual property rights have been otherwise violated, they are required to provide FinLix’s Copyright Agent with the following information:
An electronic or physical signature of the person authorized to act on behalf of the copyright or intellectual property owner.
- A description of the copyrighted work or intellectual property that has been infringed.
- Details regarding the location of the infringing material on the FinLix platform.
- Contact information including address, telephone number, and email address.
- A statement by the user that they have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.
- A statement by the user, made under penalty of perjury, affirming the accuracy of the information provided and asserting their ownership of the copyright or intellectual property or authorization to act on behalf of the owner.
- The Copyright Agent for notice of claims of copyright or other intellectual property infringement can be contacted as follows:
By mail: Copyright Agent, FinLix (Pvt) Ltd, …………………….., Sri Lanka
By email: info@finlix.lk with subject: Copyright Violation.
General Information
Entire Agreement: The User Agreement constitutes the complete agreement between the user and FinLix, governing their use of the platform, superseding any previous versions of this User Agreement. Users may also be subject to additional terms and conditions when using or purchasing specific FinLix services, affiliate services, third-party content, or third-party software.
Choice of Law and Forum: Users and FinLix agree that the User Agreement and their relationship shall be governed by the laws of The Democratic Socialist Republic of Sri Lanka, with any disputes to be exclusively resolved in the courts of that jurisdiction. Both parties consent to the personal jurisdiction of such courts and waive any objections to venue or jurisdiction.
Waiver and Severability of Terms: The failure of FinLix to enforce any provision of the User Agreement does not waive its right to do so in the future. If any provision of the User Agreement is found to be invalid, the parties agree that the court should endeavor to give effect to the parties’ intentions, and the remaining provisions shall remain in full force and effect.
No Right of Survivorship and Non-Transferability: Users acknowledge that their FinLix account is non-transferable, and rights to the account or its contents terminate upon the user’s death. Upon receipt of a death certificate, FinLix may terminate the account and permanently delete its contents.
Statute of Limitations: Users agree that any claim or cause of action arising from the use of FinLix or the User Agreement must be filed within one (1) year after the claim or cause of action arises, or it shall be forever barred.
Section Titles: The section titles in the User Agreement are provided for convenience only and do not have any legal or contractual effect.
